Apple users: please remove the BOF App from your mobile device and download the new BOF App from your app store when it becomes available (approximately on Friday, October 16, 2026).

Save for what matters.

A savings plan doesn't have to be complicated. Pick the account that fits your goal, earn a competitive rate, and know your money is safe, insured, and working right here in your community.

Regular Savings

Best for: Getting started with a simple savings habit.

Open with as little as $100. No annual fee, no withdrawal charges. Interest compounded quarterly.

Talk to a Banker

Choice Savings

Best for: Savers with a higher balance who want a better rate.

$1,000 minimum balance. Higher interest rate than Traditional Savings, compounded quarterly.

Talk to a Banker

Christmas Club

Best for: Planning ahead for holiday spending.

Save a little each month and get a deposit into your account in October – with interest added on top. It’s a simple way to make sure the holidays don’t catch you off guard.

Talk to a Banker

Premiere Money Market

Best for: Earning a competitive rate while keeping your funds accessible.

$1,000 minimum balance. Interest paid monthly, with rates that increase as your balance grows.

Talk to a Banker

Savings Accounts Details

Lock in a rate. Watch it grow

CDs let you earn a guaranteed rate of interest for a set period of time. The longer the term, the higher the rate. We offer flexible terms and competitive rates — and we regularly run CD specials with even better returns.

Minimum deposit: $1,000 for most CDs.

Interest can be paid monthly to another account, compounded quarterly on the CD, or paid at maturity — your choice.

Early withdrawal penalties may apply. Additional terms and conditions may apply.

Not sure which account is the right fit? We can help you figure it out.