Checking that works for you — not the other way around.
Straightforward checking accounts with the tools you need to manage your money. Real people to help when you need them.
Checking Accounts Details
| Account Details | Basic/Student | Traditional | Investment | 55+ *1 owner MUST be 55 years old |
Premiere Money Market |
|---|---|---|---|---|---|
| Interest Bearing | Tiered | Tiered | Tiered | ||
| Minimum Opening Deposit | $50 | $300 | $1,000 | $1,000 | $1,000 |
| Monthly Service Fee | $0 | $5 | $10 | $10 | $10 |
| Fee waived if balance is greater than | $300 | $1,000 | $1,000 | $1,000 | |
| Debit Card Available | ✔ | ✔ | ✔ | ✔ | ✱ |
| Monthly Statements | ✔ | ✔ | ✔ | ✔ | ✔ |
| E-Statements Available *Required for Student Checking |
✔ | ✔ | ✔ | ✔ | ✔ |
| Additional Information | No Check Images | Check Images | Check Images | 10 basis points on CD's (APPLIES TO NEW MONEY ONLY). DOES NOT APPLY TO CD SPECIALS. Free SD Box for 1 yr. Free 2 boxes of checks annually. Check Images |
$10/item fee if exceeds 6 debit transactions |
| ✱ Subject to qualifying for a debit card. See terms and conditions for details. |
What Comes With Every Account
Every Bank of Farmington checking account may include
FAQs
How do I open a checking account at Bank of Farmington?
You can open an account at any of our five branches in Farmington, Canton, Peoria, West Peoria, or Williamsfield. Bring a valid photo ID and your opening deposit. You can also call us or text us at 309-245-2441 to get started.
Does Bank of Farmington charge monthly fees on checking?
Our Basic and Student checking accounts have no monthly service charge at all. Traditional, 55+, Investment, and Premiere accounts have minimum balance requirements to avoid a small monthly fee.
Can I deposit checks from my phone?
Yes. Our mobile banking app lets you deposit checks by taking a photo with your phone. You can also manage your accounts, pay bills, and transfer funds.
Questions about which account is right for you? Just ask.
Each depositor is insured to at least $250,000.